Insurance time!

[Guest]

Going with Progressive now. $75/year, 1982GS850L

[bwringer]

Always worth checking around every so often.

I'm currently with Dairyland, FWIW.

[trevor]

Going with Progressive now. $75/year, 1982GS850L

What does that cover? What's your liability?

[Boriqua]

Mine went up to $82 a year with progressive when I asked to increase the theft coverage to $2500. Before that it was 75 as well with progressive. I figure at this point I cant buy another one for less than $2500 in the condition mine is in now.

[Hinermad]

Hmm, looks like mine is $150/yr with State Farm, but I notice they list my 22 year old son as a second driver. That is never going to happen. I think I'll call and have them take him off.

[glib]

Hmm, looks like mine is $150/yr with State Farm, but I notice they list my 22 year old son as a second driver. That is never going to happen. I think I'll call and have them take him off.

Sounds dirts cheap for a 22 yr old driver. I'll have to check with them if my son ever gets interested.

[trevor]

Can anyone answer my question? Cheers,

[Hinermad]

Can anyone answer my question? Cheers,

Oops. sorry neighbor. For my $150 I have $100k bodily injury / $50k property damage liability, $50k personal injury, $100 deductible collision and comprehensive.

Wow, I could save $100 by dropping the collision and comprehensive. The insurance company would probably total it if it took more than a few hundred dollars in damage.

[aclaytonb]

Think mine is just under $75 / yr with AMFam. 36 yrs old and similar coverage as Hinermad, minus the comprehensive bit. Perfect driving record to date though, if that sort of thing matters.

[trevor]

Oops. sorry neighbor. For my $150 I have $100k bodily injury / $50k property damage liability, $50k personal injury, $100 deductible collision and comprehensive.

Wow, I could save $100 by dropping the collision and comprehensive. The insurance company would probably total it if it took more than a few hundred dollars in damage.

Thanks. doesn't seem like $100,000 would go very far in your hospitals does it?

[aclaytonb]

In my experience, thats about 5 days in the ICU or two surgeries. My health insurance picks up the rest of the tab. Would have to think twice about those #'s of the other insurance weren't picking it up.

[trevor]

In my experience, thats about 5 days in the ICU or two surgeries. My health insurance picks up the rest of the tab. Would have to think twice about those #'s of the other insurance weren't picking it up.

I have 2 million liability on all my vehicles.

[Hinermad]

Thanks. doesn't seem like $100,000 would go very far in your hospitals does it?

That's per person, to a maximum of $300k per accident. But you're right, it doesn't go far these days.

But let's face it, a bike vs. car crash does way more damage to the people on the bike than it does the people in the car.