My take on the matter, Anthony, is that if your numbers are checking out, and you stay on top of maintenance, why fork out money that is not necessary? Spend it on suspension and/or brake upgrades, or some other thing that will make the bike safer or more of a pleasure to ride.
The one thing about some of the new R/Rs is the space they take up. The Polaris unit might not fit in the same location as the stock R/R. However, others with your model have found the room, so you can too, should you want that little peace of mind that comes with an upgraded R/R. I believe I picked up the Polaris version for around $69 a number of months ago, so it is not a huge investment.
Like TKent says, though, you still have to go through the electrical and clean things up, or the swap might not be as successful as one would hope, long term.


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