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    #1

    Ticket for no insurance.

    So i bought a 82 gs550m just 3 days ago and today was the first day I actually drove it around. We couldn't get it to start so I just bought it from the guy and we loaded it on a trailer and pulled it home. I put in a new R/R and it wasn't blowing fuses anymore and I wanted to see if it would hold the charge so I went for a little ride without a license plate. On my way back to my house I got pulled over for no license plate, and he also got me for not having insurance on my bike. I do have insurance on my other bike, but not yet on this one. I figured I would wait till the bike is in running condition before I register and insure it. He gave me a warning on the lack of registration, but got me for no insurance. I looked up the penalty for no insurance and it is a minimum of $400.00

    SO I called my insurance company (progressive) and asked them if I was actually covered through my existing insurance and they made it sound like I was, and I officially added my new bike to the policy. I am hoping that I can show the judge my insurance info and get out of paying $400.00.

    Has anyone else had a similar experience either with a motorcycle or car? I'm curious to see if there's a chance out of this one. I have to call the courthouse in 5 days to see if they want me to go to court.
    Tags: None
    #2
    The fact that you have an existing insurance policy for a motorcycle and just bought the bike Hopefully will get you out of the ticket..Normally there is a grace period to add a vehicle to your policy

    Comment

      #3
      Consider yourself lucky.
      Here in Ontario, if convicted the minimum fine for not having your insurance proof with you is $400.00 and if convicted the minimum fine for not having insurance is $5000.00.
      I would think something in writing from Progressive that you were covered would work in your favour.
      Did Progressive rap your knuckles for the uninsured test ride?
      2@ \'78 GS1000

      Comment

        #4
        Not sure about the "no insurance" bit, but in oHIo, riding with no license (or the plate from another vehicle) will get your bike impounded and a hefty fine.

        .
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          #5
          Originally posted by Steve View Post
          Not sure about the "no insurance" bit, but in oHIo, riding with no license (or the plate from another vehicle) will get your bike impounded and a hefty fine.

          .
          They don't mess around in Ohio! I lived there from '94 - '02 and you really need to watch your speed on the Turnpikes and such. 10 over can get you popped for sure. I have no doubt they are similarly strict on things like registration/licensing/insurance.
          Ed

          To measure is to know.

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          Comment

            #6
            Originally posted by Steve View Post
            Not sure about the "no insurance" bit, but in oHIo, riding with no license (or the plate from another vehicle) will get your bike impounded and a hefty fine.

            .
            I thought about putting the plates from my other bike on there before riding, but I thought that would have looked bad like I was trying to cover something up. I'm glad he dropped the charges for no license plate otherwise there would be no way out of that one.

            Comment

              #7
              "Did Progressive rap your knuckles for the uninsured test ride?"

              They were actually very understanding. I think the "grace period" will be the thing that saves me here.

              Comment

                #8
                In many states, if you have insurance,there it a 30 day grace period on insurance if you change or add vehicles.
                sigpic Too old, too many bikes, too many cars, too many things

                Comment

                  #9
                  Some states also have a 24 HR grace period when buying a vehicle so you can drive it home..A bill of sale for that day MAY be some proof that YOU HAD JUST BOUGHT THE BIKE a FEW HRS AGO and was taking it home. Must judges arent gonna hold up their dockets to call the PO. Have someone write you a bill of sale with all the bike info for that day and plead that you were just getting it to your place from the other guys. Buddy got pulled over in a van he had bought for his construction company on his way home with it. Was a craigslist buy. He had the bill of sale and he took the ticket to court and won. This of course was MI laws, so check your states regs.
                  MY BIKES..1977 GS 750 B, 1978 GS 1000 C (X2)
                  1978 GS 1000 E, 1979 GS 1000 S, 1973 Yamaha TX 750, 1977 Kawasaki KZ 650B1, 1975 Honda GL1000 Goldwing, 1983 CB 650SC Nighthawk, 1972 Honda CB 350K4, 74 Honda CB550

                  NEVER SNEAK UP ON A SLEEPING DOG..NOT EVEN YOUR OWN.


                  I would rather trust my bike to a "QUACK" that KNOWS how to fix it rather than a book worm that THINKS HE KNOWS how to fix it.

                  Comment

                    #10
                    Originally posted by Nessism View Post
                    They don't mess around in Ohio! I lived there from '94 - '02 and you really need to watch your speed on the Turnpikes and such. 10 over can get you popped for sure. I have no doubt they are similarly strict on things like registration/licensing/insurance.
                    I lived in Ohio from 2000 to 2005, the cops are tough. They even have a no tolerance speeding policy in Lancaster, 1 mile over and they'll get you on RT 33. Luckily I never got pulled over.

                    Most companies will cover a new vehicle for a brief time until you get your insurance for that vehicle, don't much matter here in Florida as your not required to have insurance on your bike as long as you meet other criteria such as medical insurance I believe.
                    sigpic
                    Steve
                    "The world is a book, and those who do not travel read only one page." :cool:
                    _________________
                    '79 GS1000EN
                    '82 GS1100EZ

                    Comment

                      #11
                      Originally posted by sedelen View Post
                      I lived in Ohio from 2000 to 2005, the cops are tough. They even have a no tolerance speeding policy in Lancaster, 1 mile over and they'll get you on RT 33. Luckily I never got pulled over.

                      Most companies will cover a new vehicle for a brief time until you get your insurance for that vehicle, don't much matter here in Florida as your not required to have insurance on your bike as long as you meet other criteria such as medical insurance I believe.
                      Florida law is a bit unusual on that point. Insurance is not required for a motorcycle. However, it is against the law to have an accident with any vehicle and not have insurance. So, you can ride without insurance, but if you have an accident, you will be fined for no insurance and most likely have your license suspended.

                      Earl
                      Komorebi-The light filtering through the trees.

                      I would rather sit on a pumpkin and have it all to myself than be crowded on a velvet cushion. H.D.T.

                      Comment

                        #12
                        You'll probably see a mediator before going before the judge to try to work out a deal. They'll usually offer to cut the fine in half and give you deferred adjudication. In your case I'd show them the bill of sale, the old insurance certificate, and the new one showing you added it to your insurance ASAP. If you go in with a well thought out excuse they usually drop the ticket.

                        Comment

                          #13
                          Why would you risk driving an unregistered un-insured vehicle?
                          They would have impounded the bike here and fined you heavily.

                          I mean what if you had caused damage in an accident?
                          Did you really intend to register and insure the bike? If so why not do it prior to the test ride?

                          Comment

                            #14
                            B-rent, our government likes to play this little game called revenue enhancement. their plan is to gain as many $$ as they can and yours is to pay as little $$ or points as you can. I suggest you pay a lawyer to improve your odds of winning, or at the very least learn all you can on how the game is played before your day in court.

                            do NOT give up any dollars you don't have to! by this I mean going ahead and paying the fine without a fight.
                            De-stinking Penelope http://thegsresources.com/_forum/sho...d.php?t=179245

                            http://www.thegsresources.com/_forum...35#post1625535

                            Comment

                              #15
                              Not sure if they still do it but it used to be, in Ga if you let your insurance lapse they suspend your drivers license without notice.
                              sigpic

                              82 GS850
                              78 GS1000
                              04 HD Fatboy

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